Planning to buy a house or flat in the UK? Estimate your monthly mortgage repayment, total interest cost and likely payoff date.
Enter the property price, deposit, interest rate and mortgage term. You can also include a regular overpayment to see how it could affect the overall cost and repayment period.
Mortgage details
Estimated results
Mortgage amount
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Monthly payment
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Total interest
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Total repaid
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Estimated payoff
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Time saved by overpayments
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Repayment schedule
| No. | Date | Payment | Principal | Interest | Overpayment | Balance |
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| Year | Opening balance | Payment | Principal | Interest | Closing balance |
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Results are estimates. The calculator assumes a fixed interest rate and a capital-and-interest mortgage. It does not include lender fees, insurance or future rate changes.
Important: these results are illustrative estimates only and do not constitute a mortgage offer or financial advice. Actual repayments may include rate changes, fees, insurance and the lender’s individual terms.